Avoid Overspending: Tip No. 5 for a Debt-Free Christmas – Start planning for next year! 🎄✨

Christmas is the same time every year, so it shouldn't be a financial shock to our bank balance. Planning ahead and creating a budget throughout the year, are your secret weapons to a financially stress free Christmas. Sticking to a budget will help you keep track of your spending. By putting a little something away … Continue reading Avoid Overspending: Tip No. 5 for a Debt-Free Christmas – Start planning for next year! 🎄✨

Avoid Overspending: Tip No. 4 for a Debt-Free Christmas –  Avoid High-Interest Credit Options

People often use credit for even the smallest purchases. A simple swipe of a card is undoubtedly convenient. But an unwillingness to exercise self-control, when it comes to money, can rob you of financial security. An impulsive attitude toward buying significantly affects other areas of your life and can lead to a breakdown in relationships. … Continue reading Avoid Overspending: Tip No. 4 for a Debt-Free Christmas –  Avoid High-Interest Credit Options

Avoid Overspending: Tip No. 3 for a Debt-Free Christmas – Get Creative With Gifts

There are lots of positives to giving gifts. Yet, it can sometimes be stressful. This is especially true when you are working to a tight budget. Trying to meet the other person's expectations adds to the stress. Our culture highlights gift giving as one of the most important ways of showing you care for someone. … Continue reading Avoid Overspending: Tip No. 3 for a Debt-Free Christmas – Get Creative With Gifts