Christmas is the same time every year, so it shouldn't be a financial shock to our bank balance. Planning ahead and creating a budget throughout the year, are your secret weapons to a financially stress free Christmas. Sticking to a budget will help you keep track of your spending. By putting a little something away … Continue reading Avoid Overspending: Tip No. 5 for a Debt-Free Christmas – Start planning for next year! 🎄✨
People often use credit for even the smallest purchases. A simple swipe of a card is undoubtedly convenient. But an unwillingness to exercise self-control, when it comes to money, can rob you of financial security. An impulsive attitude toward buying significantly affects other areas of your life and can lead to a breakdown in relationships. … Continue reading Avoid Overspending: Tip No. 4 for a Debt-Free Christmas – Avoid High-Interest Credit Options
There are lots of positives to giving gifts. Yet, it can sometimes be stressful. This is especially true when you are working to a tight budget. Trying to meet the other person's expectations adds to the stress. Our culture highlights gift giving as one of the most important ways of showing you care for someone. … Continue reading Avoid Overspending: Tip No. 3 for a Debt-Free Christmas – Get Creative With Gifts
We spend money every day. Some things we need to buy to live, or we have to pay as part of our daily living. Other are luxuries, things we want to have but can live without. At Christmas, the lines become blurred. What was once considered a luxury now becomes an essential because the pressures … Continue reading Avoid Overspending: Tip No. 2 for a Debt-Free Christmas – Make a List and Prioritise!
This year, Black Friday and Cyber Monday offer more deals than we can handle. It can be extremely tempting to spend impulsively with a little help with interest free payments. But overspending this time of year can soon become unmanageable. The joy of Christmas can turn into a pit of despair by the third Monday … Continue reading Avoid Overspending: Christmas Debt Tips
Help raise £5,000 to support people within our community find freedom from the burden of unmanageable debt Christmas is known as a time of giving, a time to pause and reflect on the gift of freedom, freedom in the form of Jesus, bringing a message of hope, freedom and restoration from the burden of sin. … Continue reading Christmas Appeal 2023
Beverley Campbell Beverley has been a strong advocate for the charity sector, for more than 30 years, her consultancy practice has focused on supporting trustees in setting and running charities. She has been actively involved with a number of charities in Greenwich. She is a trustee for the Greenwich Winter Night Shelter and Greenwich Youth … Continue reading Debt Coach / Money Coach
Andrew Beswetherick I discovered the wonderful work of CMA and CAP a few years ago when I was made aware of a family who were struggling with debt. Since then I have continued to be impressed with their work to help those in poverty, particularly as I was often aware of families in poverty in … Continue reading Chair of Trustees
Tammy Woodhouse Tammy has over 10 years’ experience in marketing and business development in the legal sector and has been supporting CAP for many years. She believes in the life changing work CAP does with individuals on their journey to debt freedom and is excited to support those in Greenwich on their journeys too. Tammy … Continue reading Trustee
Leanne Rivett "My experience as a debt coach is one which comes from a place of love. It empowers us to reach out to people in our community who have nowhere else to turn. It is a privilege to be able to care, serve, support and love people through one of the most challenging times … Continue reading Debt Centre Manager
Debt Centre Greenwich 